Alpine Bank

Independence 3 I chose to pursue a career at Alpine Bank because of the culture and impressive suite of benefits, along with the fact that the bank values Independence. As a marketing career-person whose creative ideas and expressions are the currency — and as a person of Native American descent who values sovereignty— independence has been and remains a very important value to me. That alignment between my personal values, and those of my employer, is huge. Kate Collins | Carbondale | Marketing Communication Coordinator Employee Owner since 2013 Independence means the most to me. Our Independence allows us to do what we think is right in relation to Integrity, Community, Compassion and Loyalty. We do not have to answer to anyone that may not share these values with us. Eric Gardey | Glenwood Springs | Chief Financial Officer Employee Owner since 1989 Independence! We have the ability to pivot, make quick decisions and change the course of a conversation because we are impowered to do so! This means as employee owners, we are trusted to look at the big picture, not just the box so many banks put customers in. Shannon Wilkes | Montrose | Retail Business Banker Employee owner Since 2017 There are five key values that shape the way we do business, respect our employees and give back to the communities that we serve. It all starts with Independence. Our ability to make decisions, understand our customers' needs and engage in our communities are value propositions at every level of the organization. Independence encourages creative thinking. Staying independent is not only a value but also our mission as an organization in the years ahead. Bruce Robinson | Member, Board of Directors Employee Owner since 1993 Which Alpine Bank core value relates to me, and why? Independence. #1 We aren't for sale, which brings loyalty and a strong desire to think of the bank with a long-term vision in mind. #2 We have the autonomy regionally to make decisions that fit our community, because one size does not fit all. #3 We are employee-owned which develops employees that want the best for the bank and our communities. Danny Craft | Telluride | President Employee Owner since 2003 Independence could be viewed as a value that is a result of living the other four values. If we conduct ourselves with Integrity, support and grow our Communities, treat people with Compassion and Loyalty, superior performance will be the result, solidifying the foundation of our sustainable Independence. The values individually and collectively are key to our success. Andrew Karow | Glenwood Springs | Chief Operations Officer Employee Owner since 1997

• Cover