HAWK TALK

May 2013

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WHAT BETTER WAY TO CELEBRATE? UICCU is celebrating 75 years of service with tremendous offers, including an incredible welcome rate on our fixed rate home equity line of credit. Use the funds for any large purchase, debt consolidation, or home improvement project. Hurry, this offer ends soon! HOME EQUITY LOANS 0.75% APR* for the first 6 months, as low as 3.50% APR thereafter. You can join if you live or work in eastern Iowa (800) 397-3790 www.uiccu.org *APR is Annual Percentage Rate. 0.75% introductory rate is fixed for six months. At that time, all balances will convert to the fixed rate of the loan program that you have chosen. Options include a fixed rate loan or fixed rate line of credit. Rates as of March 1 are as follows: Fixed Rate Home Equity Line of Credit as low as 3.50% for a 5-year credit line (example of monthly payment for $25,000 loan is $250). Home Equity Loan rates are as low as 3.50% for a 5-year term, 4.00% for a 10-year term, 4.50% for a 15-year term. Rates are based on a LTV of 80% or less and a beacon of 700 or above. Closing cost up to $195 unless full appraisal needed. Proof of homeowner insurance required. Limited time offer. No internal refinances. Maximum combined loan-to-value is 100%.

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