Chartway Federal Credit Union

3 What makes this exciting is that our employees, themselves, developed these highly effective and powerful statements. We wanted our Vision, our Mission, and our Values to be personal – and they are – defining who we are, what we do, and why we do what we do. Secondly, in order to truly become "One Family" geared to drive our "Member First" mentality, we made the strategic decision to unite all of our credit union brands under one name: Chartway Federal Credit Union. While the HeritageWest and SouthWest Community logos may have changed, their extraordinary legacy and our shared commitment to providing straight-forward service – all delivered by the same friendly faces our members have come to know and trust - continues. Finally, Chartway has always undertaken a deep and personal philanthropic responsibility when it comes to giving back to our communities – and we always will. While we do this in a number of ways, our community commitment begins with Chartway's charitable arm, the We Promise Foundation. It gives me great pride to report that in 2016, We Promise raised just over $1 million to make dreams come true for children battling life-threatening illnesses. Working alongside valued partners such as Toby's Dream, Make-A-Wish Utah, Children's Hospital of the King's Daughters, Roc Solid, EQUI-Kids and many more, we were able to put these funds to cherished use in all of our communities. Since 1999, we have raised more than $9 million to put a smile on a child's face when he or she really needs it. Altogether, what we achieved in 2016 would not have been possible without your loyalty. Your trust is well placed and on behalf of the Board of Directors, I want to thank you for continuing to give us the opportunity to serve you. Sincerely, Robert O. Holmes Chairman, Board of Directors

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