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Alpine Bank oers a variety of consumer and business products to help our customers make energy and resource improvements to their everyday lives. In addition to oering a suite of "green" checking accounts and services, Alpine Bank launched a group of green-lending programs in 2009 and can also provide environmentally-conscious customers with green investment options. Home Equity Loan or Line of Credit Use the equity in your home to generate your own clean and renewable energy or use it to make cost-saving energy improvements. For energy-reduction home improvements, we'll give you a rate discount on your home equity loan or line of credit. Watch your monthly utility bills shrink by installing: Solar electric or solar thermal energy systems Geothermal heat exchange systems ENERGYSTAR® home appliances Xeriscape landscaping You may also be able to take advantage of utility rebates and government tax credits. Gas Ecient and Hybrid Automobile Loans Make your drive time greener by purchasing a more fuel-ecient vehicle. Choose an automobile that is EPA rated with a minimum of 40 EPA MPG (hwy) and we'll take 1/2 percent o your loan interest rate when you qualify for a loan. Business We oer a variety of rate-discounted "green" loans for fuel-ecient business vehicles and real-estate secured loans. Please contact your local Alpine Bank to learn more about "green" loans for your business needs. (All loans are subject to approval.) Alpine Trust & Asset Management Not FDIC insured, may lose value, not guaranteed by the bank. Oering a broad range of services for a diverse clientele, Alpine Trust & Asset Management's extensive selection of investments optimizes returns for individuals, businesses, and nonprot organizations. We are happy to accommodate our clients looking for socially responsible and 'green fund' investment options upon request. ENERGY and Resource SAVINGS 13