March 2014

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University of Iowa Community Credit Union is having a limited time special on home equity loans. Enjoy an incredible 1.50% APR* welcome rate for 6 months. After that it's a short hop to fixed rates as low as 3.25% APR*. Use the funds to add curb appeal, buy a car, or whatever you wish. You'll enjoy a great rate, line-of-credit convenience, up to 100% financing, and the benefits of tax deductible interest (consult your tax advisor). APR is Annual Percentage Rate. 1.50% APR introductory rate is fixed for 6 months from the loan origination date. At that time, all balances will convert to the fixed rate of the loan program that you have chosen. Options include a fixed rate loan or fixed rate line of credit. Rates as of March 1 are as follows: Fixed Rate Home Equity Line of Credit as low as 3.25% for a 5-year credit line (example of monthly payment for $25,000 loan is $250). Home Equity Loan rates are as low as 3.25% for a 5-year term, 3.75% for a 10-year term, 4.25% for a 15-year term. Proof of homeowner insurance required. $125 closing costs, unless full appraisal needed. Limited time offer. No internal refinances. Variable rate credit lines are available as well. Consult tax advisor on tax deductibility. Home equity Loan SpeciaL (800) 397-3790 uiccu.org 1. 50 % APR* Home equity Loans 6 month welcome rate Fixed rates as low as 3.25% APR* thereafter YOU ARE ELIGIBLE FOR MEMBERSHIP if you live or work in Eastern Iowa. Call us or stop in today. This is a limited time offer.

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